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Side by side

Lekhio and the others.

What each one costs and what it does, from its own pages. The day we read each price is in the notes.

WhoSole traderLimited companyReceipts by WhatsAppBooks hold only what you put thereYou approve before anything goes inCompany accounts and Corporation TaxA person in the loopSends to HMRC
Lekhio£13.99 a month£21.99 a month✓✓✓Prepared, not filed✕Planned
PieFree1No company plan✕✕✕✕Costs extra✓
Taxfix£4.99 a month2£39 a month3✕✕✕✓✓✓
GoSimpleTax£69.99 a year4No company plan✕No booksYou type it all✕✕✓
Coconut£12.99 a month5No company plan✕✕✕✕✕✓
ANNAFree6£29 a month7✕✕✕✓✕✓
SageFree8No company plan✕✕✕✕✕✓
QuickBooks£10 a month9£16 a month10✕✕✕✕✕✓
Xero£18 a month11£18 a month12✕✕✕Costs extra✕✓
FreeAgent£19 a month13£33 a month14✕✕✕✓✕✓
  • Books hold only what you put there: a receipt you send, a bank statement you import, or, on paid Lekhio, a payment the Lekhio phone app reads on your phone. Each one waits for your yes, so nothing lands in your books for you to take back out.
  • You approve before anything goes in: every receipt and every line waits for your yes.
  • A person in the loop: an accountant who prepares or checks the figures, inside the price.
  • Prices are as each company prints them for its first paid or free plan, on the day shown in the note.
  1. Pie, sole trader: Free. Free DIY plan. Support and done for you cost extra. pie.tax/pricing, read 28 September 2026.
  2. Taxfix, sole trader: £4.99 a month. MTD Self service, including VAT. taxfix.com/en-uk/making-tax-digital, read 28 September 2026.
  3. Taxfix, limited company: £39 a month. Limited company subscription, plus VAT. The director's own return costs extra. taxfix.com/en-uk/limited-company-services, read 28 September 2026.
  4. GoSimpleTax, sole trader: £69.99 a year. Individual, on subscription, including VAT. MTD is sold through Coconut. gosimpletax.com/pricing, read 28 September 2026.
  5. Coconut, sole trader: £12.99 a month. MTD Filing. getcoconut.com/pricing, read 28 September 2026.
  6. ANNA, sole trader: Free. Free plan, with an ANNA business account. anna.money/pricing, read 28 September 2026.
  7. ANNA, limited company: £29 a month. +Taxes, plus VAT, after the introductory months. anna.money/plus-taxes/file-company-tax-return, read 28 September 2026.
  8. Sage, sole trader: Free. Sole Trader Free, for sole traders not registered for VAT. The paid Sole Trader plan is £7 a month, excluding VAT. sage.com/en-gb/products/sage-sole-trader, read 4 October 2026.
  9. QuickBooks, sole trader: £10 a month. Sole Trader Plus, excluding VAT. quickbooks.intuit.com/uk/pricing, read 28 September 2026.
  10. QuickBooks, limited company: £16 a month. Simple Start, excluding VAT. No company accounts or Corporation Tax on any plan. quickbooks.intuit.com/uk/pricing, read 28 September 2026.
  11. Xero, sole trader: £18 a month. Ignite, excluding VAT. xero.com/uk/pricing-plans, read 28 September 2026.
  12. Xero, limited company: £18 a month. Ignite, excluding VAT, plus the company accounts and tax add on at £120 a year. xero.com/uk/pricing-plans, read 28 September 2026.
  13. FreeAgent, sole trader: £19 a month. Sole Trader, excluding VAT. freeagent.com/pricing, read 28 September 2026.
  14. FreeAgent, limited company: £33 a month. Limited Company, excluding VAT. freeagent.com/pricing, read 28 September 2026.

Nothing lands in your figures until you say so.

What you claim is yours to decide. If you would rather not put a cost through, leave it out. Nobody is made to claim a deduction, and leaving one out only ever means you pay more tax.

Money coming in is different, and we would rather say so now than have you find out later. What you were paid is the part HMRC checks. So: every cost is yours to keep or drop, and every payment in gets counted.

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