£12.99 a month.
That is the whole conversation.

No. Lekhio is for anyone running their own business or letting property in the UK: sole traders, partnerships, limited company directors and landlords. A barber, a driver, a tutor, a freelancer, a plumber. If you keep receipts or send invoices, it is for you.

From April 2026, sole traders and landlords with gross qualifying income over £50,000 keep digital records and send HMRC a short update each quarter instead of one big return. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028. Making Tax Digital for Income Tax does not apply to a limited company: a company has corporation tax and company accounts instead. Lekhio keeps the records either way, as you work.

No, that is a common myth. You send four short updates a year, but you still pay your tax on the normal dates.

Lekhio prepares your figures and gets them ready. You always review and approve before anything is sent, and you stay responsible for your tax. Sending straight from Lekhio to HMRC is not switched on: that needs HMRC production access, which we have asked for and have not been granted. Until it is, Lekhio does all the preparation and you send the update yourself, which takes minutes.

You see every entry and can fix the amount, the shop, or the category in a tap. Nothing counts until you confirm it.

Yes. Your data is encrypted in transit and at rest, you can only ever see your own records, and you can export or delete everything whenever you want.